:root{
  --bg:#f7f8fb;--surface:#fff;--surface-2:#f0f4f7;--text:#16202a;--muted:#65717c;--line:#dfe5ea;
  --brand:#137a5b;--brand-2:#0d5d45;--accent:#e9f7f1;--dark:#0e1821;--danger:#b73f3f;--warn:#a76a13;
  --shadow:0 20px 60px rgba(14,24,33,.09);--shadow-sm:0 10px 30px rgba(14,24,33,.06);
  --radius:22px;--radius-sm:14px;--max:1180px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,textarea,select{font:inherit}.container{width:min(var(--max),calc(100% - 40px));margin:0 auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(247,248,251,.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(223,229,234,.8)}.nav-wrap{height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:inline-flex;align-items:center;gap:11px}.brand-mark{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;background:var(--dark);color:#fff;font-weight:900;letter-spacing:-.04em;box-shadow:inset 0 -5px 12px rgba(255,255,255,.08)}.brand strong{display:block;font-size:16px;letter-spacing:-.02em}.brand small{display:block;color:var(--muted);font-size:11px;letter-spacing:.12em;text-transform:uppercase}.nav{display:flex;align-items:center;gap:22px}.nav>a:not(.btn){font-size:14px;font-weight:700;color:#3f4d58}.nav>a:not(.btn):hover{color:var(--brand)}.nav-toggle{display:none;border:0;background:transparent;font-size:26px}.btn{border:1px solid var(--brand);background:var(--brand);color:#fff;padding:13px 18px;border-radius:12px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;gap:8px;cursor:pointer;transition:.18s ease;box-shadow:0 8px 18px rgba(19,122,91,.14)}.btn:hover{transform:translateY(-1px);background:var(--brand-2);border-color:var(--brand-2)}.btn-sm{padding:10px 14px;font-size:13px}.btn-lg{padding:16px 22px;border-radius:14px}.btn-ghost{background:transparent;color:var(--text);border-color:var(--line);box-shadow:none}.btn-ghost:hover{background:#fff;border-color:#c8d0d7}.btn-dark{background:var(--dark);border-color:var(--dark)}.btn-danger{background:var(--danger);border-color:var(--danger)}
.hero{padding:82px 0 46px}.hero-grid{display:grid;grid-template-columns:1.18fr .82fr;gap:64px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:9px;padding:7px 11px;border-radius:999px;background:var(--accent);color:var(--brand-2);font-size:12px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--brand)}h1,h2,h3,h4{line-height:1.15;letter-spacing:-.035em;margin:0 0 14px}h1{font-size:clamp(42px,6vw,76px);max-width:900px}h2{font-size:clamp(30px,4vw,48px)}h3{font-size:23px}.lead{font-size:20px;color:#51606b;max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.trust-line{display:flex;flex-wrap:wrap;gap:18px;margin-top:28px;color:var(--muted);font-size:13px;font-weight:700}.trust-line span{display:flex;gap:7px;align-items:center}.trust-line span:before{content:"✓";color:var(--brand);font-weight:900}.hero-card{background:var(--dark);color:#fff;border-radius:30px;padding:34px;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-card:after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(50,197,143,.28),transparent 70%);right:-80px;top:-80px}.hero-card h3{font-size:31px}.hero-card p{color:#c9d2da}.metric-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}.metric{padding:18px;border:1px solid rgba(255,255,255,.12);border-radius:16px;background:rgba(255,255,255,.05)}.metric strong{font-size:26px;display:block}.metric span{font-size:12px;color:#aeb9c2}.chart-bars{height:150px;display:flex;align-items:flex-end;gap:10px;margin-top:24px}.chart-bars i{display:block;flex:1;background:linear-gradient(180deg,#43c99c,#18785c);border-radius:8px 8px 3px 3px;opacity:.9}
.section{padding:70px 0}.section-tight{padding:42px 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:24px;margin-bottom:28px}.section-head p{margin:0;color:var(--muted);max-width:650px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow-sm)}.topic-card{min-height:195px;display:flex;flex-direction:column;justify-content:space-between}.topic-icon{width:44px;height:44px;border-radius:13px;background:var(--accent);display:grid;place-items:center;font-weight:900;color:var(--brand)}.topic-card h3{font-size:20px}.topic-card p{color:var(--muted);font-size:14px;margin:8px 0 0}.topic-card a{font-weight:800;color:var(--brand);font-size:13px}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.article-card{background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;display:flex;flex-direction:column;min-height:350px;transition:.18s ease}.article-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.article-visual{height:155px;padding:22px;background:linear-gradient(135deg,#10222a,#193c36);color:white;display:flex;align-items:end;position:relative;overflow:hidden}.article-visual:after{content:"";position:absolute;width:140px;height:140px;border-radius:50%;background:rgba(75,211,162,.18);right:-30px;top:-35px}.article-visual span{font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.1em;color:#93e4c3}.article-card-body{padding:22px;display:flex;flex-direction:column;flex:1}.article-card h3{font-size:21px}.article-card p{color:var(--muted);font-size:14px}.article-meta{display:flex;justify-content:space-between;gap:10px;margin-top:auto;padding-top:18px;border-top:1px solid var(--line);font-size:12px;color:var(--muted)}
.cta-band{background:var(--dark);border-radius:30px;padding:44px;color:#fff;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;box-shadow:var(--shadow)}.cta-band p{color:#c2ccd3;margin:0;max-width:720px}.cta-band h2{font-size:34px}.quote{border-left:4px solid var(--brand);padding:10px 0 10px 20px;color:#41515c;font-size:18px}
.page-hero{padding:65px 0 30px}.page-hero h1{font-size:clamp(38px,5vw,62px)}.page-hero .lead{max-width:850px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--brand);font-weight:700}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:42px;align-items:start}.prose{background:#fff;border:1px solid var(--line);border-radius:24px;padding:42px;box-shadow:var(--shadow-sm)}.prose h2{font-size:30px;margin-top:38px}.prose h3{font-size:22px;margin-top:28px}.prose p,.prose li{color:#354550}.prose ul,.prose ol{padding-left:24px}.prose li{margin:8px 0}.prose strong{color:var(--text)}.prose .source-note{background:#f5f7f9;border:1px solid var(--line);padding:16px;border-radius:12px;font-size:13px;color:var(--muted)}.article-top-meta{display:flex;flex-wrap:wrap;gap:14px;font-size:13px;color:var(--muted);margin:18px 0 0}.article-top-meta span:not(:last-child):after{content:"•";margin-left:14px;color:#b9c2c9}.sidebar{position:sticky;top:104px}.sidebar .card{margin-bottom:18px}.sidebar h3{font-size:18px}.sidebar a.link{display:block;padding:10px 0;border-bottom:1px solid var(--line);font-size:14px;font-weight:700}.sidebar a.link:last-child{border-bottom:0}.toc a{display:block;padding:7px 0;color:#52616d;font-size:13px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:32px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:13px;font-weight:800}.field input,.field textarea,.field select{width:100%;border:1px solid #cfd7de;background:#fff;border-radius:12px;padding:13px 14px;outline:none;transition:.15s}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--brand);box-shadow:0 0 0 4px rgba(19,122,91,.08)}.field small{color:var(--muted)}.check{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:#52616d}.check input{margin-top:4px}.hp{position:absolute!important;left:-9999px!important}.form-note{font-size:12px;color:var(--muted)}.error-box,.success-box{padding:14px 16px;border-radius:12px;margin-bottom:16px;font-size:14px}.error-box{background:#fff1f1;color:#8f3030;border:1px solid #f0caca}.success-box{background:#edf9f4;color:#176548;border:1px solid #c8eadb}
.consult-grid{display:grid;grid-template-columns:1fr .9fr;gap:36px;align-items:start}.benefit-list{display:grid;gap:13px;margin-top:24px}.benefit{display:flex;gap:12px;align-items:flex-start}.benefit-icon{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--accent);color:var(--brand);font-weight:900;flex:0 0 auto}.benefit p{margin:2px 0;color:#52616d}.notice{background:#fff9ec;border:1px solid #f0dfb6;color:#7c5b1e;padding:15px 17px;border-radius:12px;font-size:13px}
.search-bar{display:flex;gap:10px}.search-bar input{flex:1;border:1px solid var(--line);border-radius:12px;padding:12px 14px}.filters{display:flex;flex-wrap:wrap;gap:9px;margin-bottom:24px}.chip{display:inline-flex;padding:8px 11px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:800;color:#52616d}.chip:hover,.chip.active{background:var(--accent);color:var(--brand-2);border-color:#cbeadb}.empty{padding:50px;text-align:center;color:var(--muted)}
.faq{display:grid;gap:12px}.faq details{background:#fff;border:1px solid var(--line);border-radius:15px;padding:0 18px}.faq summary{cursor:pointer;font-weight:800;padding:17px 0}.faq p{margin:0 0 17px;color:var(--muted)}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}.step:before{counter-increment:step;content:counter(step);width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:var(--dark);color:#fff;font-weight:900;margin-bottom:18px}
.site-footer{margin-top:70px;background:#0d171f;color:#fff;padding:54px 0 26px}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr 1fr;gap:34px}.footer-grid h4{font-size:14px}.footer-grid p,.footer-grid a{color:#aeb9c2;font-size:13px}.footer-grid a{display:block;margin:7px 0}.footer-grid a:hover{color:#fff}.footer-brand{margin-bottom:16px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;margin-top:28px;display:flex;justify-content:space-between;gap:20px;color:#7f8d98;font-size:11px}.cookie-banner{position:fixed;z-index:90;left:24px;right:24px;bottom:24px;max-width:1000px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 20px 70px rgba(0,0,0,.18);padding:18px 20px;display:flex;justify-content:space-between;align-items:center;gap:18px}.cookie-banner p{margin:4px 0 0;font-size:12px;color:var(--muted);max-width:670px}.cookie-banner a{color:var(--brand);font-weight:800}.cookie-actions{display:flex;gap:8px;white-space:nowrap}
.kpi-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.kpi{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}.kpi strong{display:block;font-size:28px;letter-spacing:-.04em}.kpi span{font-size:12px;color:var(--muted)}.table-wrap{overflow:auto;background:#fff;border:1px solid var(--line);border-radius:18px}.table{width:100%;border-collapse:collapse;min-width:760px}.table th,.table td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);font-size:13px}.table th{background:#f7f9fa;color:#66737d;font-size:11px;text-transform:uppercase;letter-spacing:.07em}.badge{display:inline-flex;padding:5px 8px;border-radius:999px;font-size:11px;font-weight:800;background:#edf2f5;color:#53626d}.badge.green{background:#e8f7f0;color:#177052}.badge.warn{background:#fff6df;color:#876116}.badge.red{background:#fff0f0;color:#9f3c3c}.muted{color:var(--muted)}.text-brand{color:var(--brand)}.center{text-align:center}.spacer-20{height:20px}.spacer-30{height:30px}
@media(max-width:980px){.hero-grid,.consult-grid,.content-layout{grid-template-columns:1fr}.sidebar{position:static}.grid-4{grid-template-columns:repeat(2,1fr)}.article-grid,.grid-3,.steps{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.hero{padding-top:55px}.nav-toggle{display:block}.nav{position:absolute;left:20px;right:20px;top:70px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px;box-shadow:var(--shadow);display:none;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav .btn{width:100%}.nav>a:not(.btn){padding:9px 4px}.cta-band{grid-template-columns:1fr}.metric-row{grid-template-columns:repeat(3,1fr)}}
@media(max-width:680px){.container{width:min(var(--max),calc(100% - 28px))}.hero{padding:44px 0 28px}h1{font-size:43px}.lead{font-size:17px}.hero-card{padding:25px;border-radius:22px}.section{padding:48px 0}.section-head{align-items:flex-start;flex-direction:column}.article-grid,.grid-3,.grid-4,.steps,.form-grid,.kpi-strip{grid-template-columns:1fr}.field.full{grid-column:auto}.prose{padding:24px;border-radius:18px}.prose h2{font-size:27px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.cookie-banner{left:12px;right:12px;bottom:12px;flex-direction:column;align-items:stretch}.cookie-actions{display:grid;grid-template-columns:1fr 1fr}.metric-row{grid-template-columns:1fr}.chart-bars{height:110px}.search-bar{flex-direction:column}.cta-band{padding:28px}.hero-actions .btn{width:100%}}